Fund A Company You Believe In

Equity crowdfunding (“ECF”) is the process whereby the people (the ‘public’) (“Investor”) invests in an early-stage and unlisted company in exchange for shares in a company hosted on an ECF platform (a “company” or “issuer”). These investors in turn become shareholders in the company, having certain agreed ownership of the company.

As an investor, you stand a chance to profit if the Issuer does well – like entitlement to dividends or potential to exit, either on initial public offering or sale of the business to a third party.

Investing in startups and growth stage companies was previously exclusive to wealthy individuals, venture capitalists, and business angels. ECF stands to democratise the investment process both ways: opening the door for Issuers to alarger pool of potential investors via crowdsourcing, and making the once-exclusive opportunities of startup investments accessible to the public.

Although investing in an early stage company is very risky, ECF investing also means that you are participating in a company’s journey at an earlier stage. A famous adage would be, “If you invested RM 10 in Facebook during its seed round, your RM 10 will be worth RM 1 million today!”. Though returns from investing in early stage companies can be very rewarding, successful exits can take anywhere from 5 to 10 years.

Other than monetary return, investing in businesses through equity crowdfundingcan be much more rewarding as you are investing in a company which aligns with your vision and views.

Some companies may also choose to reward its early investors through credits, products, or discounts.

Everyone is eligible to invest so long as they have been verified as an investor by completing our registration process. This includes filling up their personal particulars and satisfying our internal AMLA and KYC screening tool.

You can register as an investor simply by signing up on our website. During this period, you can proceed to explore our existing crowdfunding campaigns.However, if you wish to invest, you need to complete your registration process asa verified investor by furnishing your application with more details.

Investors are classified into three categories, namely retail investors, angel investors, and sophisticated investors. Depending on your classification, you may have certain limitations set on your investment limit.

According to Guidelines set by the SC, your investor category will depend on your net worth and income.

The 3 types of investor categories are:

Sophisticated Investor: A sophisticated investor may refer to a High-Net-Worth Individual, High-Net-Worth Entity, or an Accredited Investor. A High-Net-Worth Individual refers to an individual whose total net personal assets, or total net joint assets with his or her spouse, exceeds RM3 million or its equivalent in foreign currencies, excluding the value of the individual’s primary residence OR whose gross annual income exceeds RM300,000 or its equivalent in foreign currencies per annum in the preceding 12 months.

A High-Net-Worth Entity refers to a corporation with total net assets exceeding RM10 million or its equivalent in foreign currencies based on the last audited accounts.

Angel Investor: An angel investor refers to an individual whose total net personal assets exceed RM 3 million or its equivalent in foreign currencies, OR whose gross total annual income is not less than RM 180,000 or its equivalent in foreign currencies in the preceding twelve months, OR who jointly with his or her spouse, has a gross total annual income exceeding RM 250,000 or its equivalent in foreign currencies in the preceding twelve months.

Retail Investor: A retail investor is someone that does not fall under the categories of either sophisticated investor or angel investor.